NBFWO-FPLBNB Insurance

INSURANCE PROGRAM

Canadian Forest Owners, in association with the New Brunswick Federation of Woodlot Owners (NBFWO), has officially appointed BrokerLink as our exclusive insurance broker. This decision follows a thorough and thoughtful selection process led by our internal committee, with the goal of identifying a trusted partner who can best serve the needs of our members.

Representing over 480,000 private forest landowners across Canada, we take pride in advocating for solutions that support and protect our community. After evaluating several candidate insurance brokers, we chose BrokerLink — a national brokerage with the scale, expertise and commitment to deliver tailored insurance solutions to woodlot owners.

Together with BrokerLink, we’re proud to offer a comprehensive suite of insurance products designed specifically for forest owners. This partnership ensures our members have access to knowledgeable insurance advisors, competitive coverage options and personalized service — all backed by a respected national brand.

To benefit from this product, forest owners must be member of the NBFWO

Insurance Solutions

Gain the advantage of specialized industry expertise with comprehensive coverage for commercial insurance — all backed by BrokerLink’s proven track record as one of Canada’s top brokerages.

Our expertise spans the wood products sector, including private forest owners, lumber manufacturers, forestry contractors, lumber yards, wholesale distributors, forestry consultants, transportation providers and lumber brokers.

As a member of the NBFWO, you have access to insurance products tailored specifically for you by BrokerLink:

1. Forest Damage Insurance

Introducing a new way to protect your forest from damage and losses caused by natural disasters such as fire, windstorms and ice — with an affordable, flexible insurance package now available in Canada. Whether you own a family woodlot or manage a large commercial forest, we tailor coverage to meet your unique needs - from replanting costs to remediation and cleanup, to the full commercial value of your trees.

Designed by foresters and forest owners who understand your challenges, this practical solution offers peace of mind and financial security.

You can choose the coverage and insured value that best suit your needs, with the following options available to protect your investment:

Primary coverage options:
- Damage caused by fire, wind or ice
- Costs related to timber loss, debris removal and/or replanting
Additional coverage options:
- Firefighting costs
- Vandalism (malicious damage)
- Debris removal costs
- Claims preparation costs

2. Woodlot Liability Insurance

(Also known as Vacant Land Liability Insurance)

Liability coverage has traditionally been expensive and difficult for woodlot owners to access. This new offering provides a more affordable solution.

It’s designed to protect you if someone is injured on land you own that has no structures. Even without legal or lender requirements, landowners are responsible for keeping their property reasonably safe for visitors and, in some cases, trespassers. Personal liability policies often exclude land used for commercial purposes — a common scenario for woodlot owners.

A Vacant Land Liability policy can also include coverage for hobby farms and forest fire liability, protecting you if you’re found responsible for a fire.

This affordable insurance solution includes protection for:

Liability imposed on you for injuries to trespassers
Injuries to third parties on your property
Legal responsibility if you are deemed to have started a forest fire
Incidents related to trails on your property used by third parties

Exclusive group discounts on personal insurance

CFO members qualify for exclusive group discounts on personal home and auto insurance through BrokerLink's Group Insurance Program - offering comprehensive protection and added value for your insurance needs.

Accidental Death and Dismemberment (AD&D)

AD&D Insurance provides financial protection in the event of an accidental death or certain serious injuries. Unlike life insurance, AD&D specifically covers accidents rather than natural causes. In addition to death benefits, it covers loss of limbs or essential functions such as sight or hearing, offering peace of mind and financial support when the unexpected happens.

Protecting your business is our business

At BrokerLink, we’re proud to offer you a comprehensive suite of insurance products, access to a knowledgeable team and tailored solutions for CFO members. We’re here for you!

Contact Mark Campbell today to explore these coverage options or discuss customized insurance solutions for your forestry operations.

Mark Campbell, BA, RIBO

249.377.7822 | macampbell@brokerlink.ca

203 - 591 Main Street East, North Bay, ON

BrokerLink.ca